Your Local Area, Pre-construction, ShortSale, Luxury Home Expert

GET PREAPPROVED

A tax credit of up to $8,000 is available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009.

You need a local expert working for you
With my expert knowledge of the local real estate market, I know how to help you with your unique needs and protect your best interests through every aspect of a real estate transaction. I am focused on providing you with the most personal attention and best service available.

You need the advice of a Real Estate Professional
The Internet is a great place to find information. But it can't provide the in depth local knowledge and personalized service of a local real estate professional. The challenges of the real estate industry are getting more complex every day. You need a professional that is on top of the market and is prepared to protect your interests and guide you throughout the process. As a local real estate expert I am constantly researching the market and analyzing home prices so I can serve you with the latest and most accurate information.

For most families, buying or selling a home is one of the biggest decisions you'll ever make. I'd be honored for the chance to help you.

Looking for pre-construction prices and specials? I have them for you!!  I shop the market and meet with builders every week.  I do all the work so all you need to do is call me and make an appointment.

  • Your best interests are my top priority.
  • My focus is on giving you personal attention and the best service.
  • I know the local neighborhoods, schools, market conditions and more.
  • I'll make your deal as seamless as possible.

Make an appointment today
I'd be honored for the chance to help you.  Please call (813) 368-9760 or e-mail me ruth@tampahomesbyruth.com / soldbyruth@gmail.com for
an appointment that's easy and convenient for you.

Thanks for stopping by my website. I'm looking forward to hearing from you.





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages



Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:

Your Question
Question:

Note: Fields with an * are required

:
 
Room to Let: Finance Firms Need Tenants
7/1/2009 10:10 AM
After loading up on lavish office space near the top of the market, some firms are trying to sublease what they don't need for as much as 30% less than their rental rate.

...Read More

 
Flipping Sides
7/1/2009 9:16 AM
The number of former mortgage lenders and brokers finding ways to make a living from the foreclosure crisis continues to mount.

...Read More

 
REITs Book a Blockbuster Quarter
7/1/2009 7:28 AM
Real-estate-investment trusts staged the best performance in their history during the second quarter on growing perceptions that most REITs are out of immediate danger.

...Read More

 
Bumpy Recovery in the U.K.
7/1/2009 9:03 AM
Industry experts say the United Kingdom's commercial-property market is starting to recover, but property companies are facing declining rents.

...Read More

 
Dubai Developer Talks Signal Mergers
6/26/2009 11:07 PM
Emaar, the Middle East's largest developer, is in talks to merge with three state-controlled property firms because of a sharp downturn in the emirate's property market.

...Read More





 Ruth Villalta, Realtor ®
 Servicio En Espanol
 Email: ruth@tampahomesbyruth.com 
 Cell:   (813) 368-9760
 Fax:    (813) 217-8108


                                   
 


Charles Rutenberg Realty Inc.
Cell:

Contact Us | Search the MLS | Home

Copyright © 2009 Charles Rutenberg Realty Inc.
Portions Copyright © 2009 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map
All rate, payment, and area information are estimates and approximations only.



 
State:
County:
City:
Zip: