Your Local Area, Pre-construction, ShortSale, Luxury Home Expert of over 8 years! 

You need a local expert working for you
With my expert knowledge of the local real estate market, I know how to help you with your unique needs and protect your best interests through every aspect of a real estate transaction. I am focused on providing you with the most personal attention and best service available.

You need the advice of a Real Estate Professional
The Internet is a great place to find information. But it can't provide the in depth local knowledge and personalized service of a local real estate professional. The challenges of the real estate industry are getting more complex every day. You need a professional that is on top of the market and is prepared to protect your interests and guide you throughout the process. As a local real estate expert I am constantly researching the market and analyzing home prices so I can serve you with the latest and most accurate information.

For most families, buying or selling a home is one of the biggest decisions you'll ever make. I'd be honored for the chance to help you.

Looking for pre-construction prices and specials? I have them for you!!  I shop the market and meet with builders every week.  I do all the work so all you need to do is call me and make an appointment.

  • Your best interests are my top priority.
  • My focus is on giving you personal attention and the best service.
  • I know the local neighborhoods, schools, market conditions and more.
  • I'll make your deal as seamless as possible.

Make an appointment today
I'd be honored for the chance to help you. 
Please call (813) 368-9760 or e-mail me ruth@tampahomesbyruth.com for an appointment that's easy and convenient for you.

Thanks for stopping by my website. I'm looking forward to hearing from you.

Listingbook's robust Property Detail page provides the most property data available. Comprehensive price history allows you to view reductions that have occurred since the property has been listed. Days on market gives you insight into the time that the property has been available for sale.

Search up-to-date area sales and sold data! With Listingbook you know the same day a property changes to sold status.

With your FREE Listingbook account, you can organize and save your property searches in an easy-to-use online interface.

  • Save your favorites
  • Receive new listing alerts
  • Get notified of price reductions

Listingbook's integrated communication tools allow you to stay on track. Ask questions on a specific property or create private property notes for your reference. Get the tools to manage your home search the right way, your way! The only way to obtain access is through a realtor. Please email me and I will provide you with access!!

All my listings are syndicated with the following partners: google, yahoo classifieds, realtor.com, trulia, crr.com, xsitenetwork, city cribs, clr search, hotpads, oodle, vast, and vhvideohomes. Maximize your online exposure!!!

Please read my blog for real estate news!!

For a mortgage pre-approval:

Jeff
Mioduszewski
Mortgage
Consultant
Wells Fargo Home
Mortgage
| 138 Island
Way
| Clearwater
Beach, FL 33767
MAC M1776-011

Tel (727) 298-5571 ~
Cell 813-300-7610 ~ Fax 866-619-7421

Jeffm@wellsfargo.com

www.wfhm.com/jeffrey-mioduszewski1





Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed3.87%4%
15-yr Fixed3.14%3.31%
1-yr Adj2.76%3.42%
* national averages



Mortgage Calculator:
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Term: yrs
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 Ruth Villalta, Realtor ®
 Servicio En Espanol
 Email: ruth@tampahomesbyruth.com 
 Cell:   (813) 368-9760
 Fax:    (813) 217-8108


                                   
 


Ruth Villalta, Charles Rutenberg Realty Inc.
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